The Federal Perkins Loan Program

Written by Michael Bennet

The Federal Perkins Loan Program was designed to benefit students that demonstrate a high financial need for aid to attend college, and in this respect it is very similar to the federal Pell Grant program. The Perkins Loan Program is in-fact a loan however, and must be paid back at some point, although it carries […]

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The Official Student Loan Primer

Written by Michael Bennet

While the Pell Grant can provide you with a substantial amount of money to put towards your college education, sometimes it just isn’t enough. College tuition and other education related expenses are rising every year, and if you want to attend the school of your choice it is often customary to go into debt when […]

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What Are Scholarships?

Written by Michael Bennet

Scholarships are similar to grants in that they never have to be paid back under normal circumstances, and if you are interested in maximizing your chances of paying for your entire college education with financial aid, it is critical that you at least consider what scholarships you may be eligible for during any particular award […]

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Federal Parent PLUS Loans

Written by Michael Bennet

Federal Parent PLUS Loans are essentially federal parent loans that your mother and father can take out in order to fund your higher education. The PLUS Loan is much different than both the Stafford Loan, and the Perkins Loan in that it is based partly on credit, and because it does require a separate application […]

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Other Federal Education Grants

Written by Michael Bennet

The Pell Grant isn’t the only game in town if you are in the market for an educational grant, as there are a variety of other federal educational grants that you may be interested in if you require additional financial aid besides just the Pell Grant. Remember that these are grants, and not student loans, […]

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Getting Financial Aid: An Overview

Written by Michael Bennet

Sometimes getting a Pell Grant just isn’t enough to cover all of your education related expenses when you’re attending an expensive four-year university, and when this is the case you must take into consideration your other options when it comes to financial aid. The good news is that there is an abundance of aid available […]

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Federal Stafford Loans

Written by Michael Bennet

Federal Stafford Loans used to be offered as either part of the FFEL, of Federal Family Education Loan Program, or as part of the William D. Ford Federal Direct Loan Program. Because of the elimination of the FFEL Program as a result of the Health Care and Education Reconciliation Act, beginning July 1, 2010 Stafford […]

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Understanding Your Financial Aid Options

Written by Michael Bennet

Getting the money you need to attend college isn’t always easy, and with the rising costs of tuition, students from around the country are looking more and more to financial aid to pay for school. Getting financial aid isn’t quite as simple as it used to be though, and there are more options than ever […]

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