The Federal Pell Grant and Applying for Student Loans

Written by Michael Bennet

Perhaps one of the most common questions students have about the Pell Grant program is how it can be successfully utilized along with various types of student loans. The good news is that it can of course be used in conjunction with other types of student loans, and when used in combination with federal education […]

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The Federal Perkins Loan Program

Written by Michael Bennet

The Federal Perkins Loan Program was designed to benefit students that demonstrate a high financial need for aid to attend college, and in this respect it is very similar to the federal Pell Grant program. The Perkins Loan Program is in-fact a loan however, and must be paid back at some point, although it carries […]

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The Official Student Loan Primer

Written by Michael Bennet

While the Pell Grant can provide you with a substantial amount of money to put towards your college education, sometimes it just isn’t enough. College tuition and other education related expenses are rising every year, and if you want to attend the school of your choice it is often customary to go into debt when […]

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Federal Parent PLUS Loans

Written by Michael Bennet

Federal Parent PLUS Loans are essentially federal parent loans that your mother and father can take out in order to fund your higher education. The PLUS Loan is much different than both the Stafford Loan, and the Perkins Loan in that it is based partly on credit, and because it does require a separate application […]

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Federal Stafford Loans

Written by Michael Bennet

Federal Stafford Loans used to be offered as either part of the FFEL, of Federal Family Education Loan Program, or as part of the William D. Ford Federal Direct Loan Program. Because of the elimination of the FFEL Program as a result of the Health Care and Education Reconciliation Act, beginning July 1, 2010 Stafford […]

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